Fixed deposit scheme
Term deposit scheme with quarterly interest drawal facility. Monthly interest drawal facility is also available at the option of the customer at discounted rate of interest. Deposit can also be made for minimum period of 15 days.
Maximum period of deposit is 120 Months.
Senior citizens will be allowed 0.5% extra rate of interest.
Nomination facility available.
Kalpalatha term deposits / Gouthami Term Deposits
Term deposit scheme with reinvestment of interest quarterly.
Minimum period 6 Months
Maximum period 120 Months
Senior citizens will be allowed 0.5% extra rate of interest.
Nomination facility available.
Tax saver term deposit
Term deposit scheme with tax exemption facility upto Rs.1, 00, 000.00 under 80 CC of IT Act.
Minimum period is 60 Months.
No premature cancellation and no deposit loan allowed on the deposit.
Senior citizens will be allowed 0.5% extra rate of interest.
Nomination facility available.
Recurring deposit
Term deposit scheme with fixed monthly installments payment facility.
Minimum period 6 Months
Maximum period 120 Months.
Senior citizens will be allowed 0.5% extra rate of interest.
Nomination facility available.
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